Welcome to our website. The terms “we”, “us”, “our”, and “IFGA” refer to IFGA Limited, a private limited company. These Terms of Use (“Terms“) constitute a legally binding agreement (“Agreement“) between you and IFGA Limited (“IFGA”, “we”, “us”) governing your access to and use of the IFGA website, including any subdomains thereof, and any other websites through which IFGA makes its services available (collectively, “Site“). Our Privacy Policy and Cookie Policy applicable to your use of the Site are incorporated by reference into this Agreement.
PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE YOU START TO USE OR ACCESS THE SITE, AS THESE TERMS OF USE WILL APPLY TO YOUR USE AND ACCESS OF THE SITE. WE RECOMMEND THAT YOU PRINT A COPY OF THESE TERMS OF USE FOR FUTURE REFERENCE.
BY USING OR ACCESSING THE SITE, YOU CONFIRM THAT YOU ACCEPT THESE TERMS OF USE AND THAT YOU AGREE TO COMPLY WITH THEM.
IF YOU DO NOT AGREE TO THESE TERMS OF USE, YOU MUST NOT USE OR ACCESS THE SITE.
Our collection and use of personal information in connection with your access to and use of the Site is described in our Privacy Policy. By using our Site, you agree that IFGA can use such data in accordance with our Privacy Policy.
INFORMATION ABOUT US
The Site is operated by IFGA Limited. We are registered in England and Wales under company number 15419553 and have our registered office address at 124 City Road, London, Canonbury, EC1V 2NX, United Kingdom. We are a private limited company.
CHANGES TO THESE TERMS
IFGA may, at any time and in its sole discretion, amend, modify, delete or add (collectively “Amendments”) to these Terms of Use. Your use of the Site after such Amendments have been posted constitutes your agreement with and acceptance of such Amendments.
Please check this page from time to time to take notice of any Amendments we made, as they are binding on you.
CHANGES TO SITE AND SERVICES
IFGA may, at any time and in its sole discretion, modify, add to, delete, suspend or terminate the Site and any content, services or material offered on or throughout the Site, for any or no reason, and with or without notice. However, please note that any of the content on the Site may be out of date at any given time, and we are under no obligation to update it.
We do no guarantee that the Site, or any content on it, will be free from errors or omissions.
INTELLECTUAL PROPERTY OWNERSHIP
All information, materials, images, software, photographs, articles, functions, text and other content (collectively, “Content”) contained on or offered through the Site and all copyrights, trademarks, and other intellectual property rights in or relating to the Content are the sole property of IFGA, its licensors or content providers or other third parties. The Site and all of its Content and the selection and arrangement thereof, is protected as a compilation owned by IFGA under the copyright laws and treaties around the world. IFGA may change the Site or delete any Content or features or services at any time, in any way, for any or no reason. IFGA reserves all rights not expressly granted in and to the Site and the Content.
Unless otherwise noted, IFGA and all other trademarks, service marks, trade names, and logos displayed on the Site are the trademarks, service marks, trade names, and logos of IFGA. All other trademarks, logos and service marks are the property of their respective owners. Nothing on the Site shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark, trade name, logo or service mark displayed on the Site without the owner’s prior written permission. Unauthorised use of IFGA and all other trademarks, service marks, trade names, and logos displayed on the Site is strictly prohibited.
You must not use any part of the content on the Site for commercial purposes without obtaining a licence to do so from us or our licensors.
USE OF THE SITE
Content may not be copied, reproduced, republished, uploaded, posted, re-delivered using framing technology, transmitted, displayed, performed, distributed or used in any way without IFGA’s prior written permission; provided however, that users may download one copy of any Content on any single computer and print a copy of that Content solely for their personal, private, non-commercial use. No permission is granted to use the Site icons, addresses or other means to hyperlink other web sites with any page in the Site.
SUBMISSIONS
The Site may offer users the opportunity to post articles, comments, photographs, videos, artwork, and other content or materials on the Site (collectively, “User Submissions”). By making a User Submission, you grant to IFGA an unrestricted, royalty-free, perpetual, irrevocable and fully sub licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display such User Submission throughout the world in any and all media and formats, whether now known or hereafter developed, for any purpose whatsoever, without payment of compensation or acknowledgement of its source. You further agree that IFGA is free to use any ideas, concepts, or know-how that you or individuals acting on your behalf provide to IFGA without any monetary or other obligation to you.
You agree not to post on or transmit to the Site any User Submission or other material that:
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is unlawful, libellous, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, sexually explicit, profane, hateful, dangerous, inflammatory, or racially, ethnically or otherwise objectionable in any manner;
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is an advertisement or promotion for any product or service that had not been approved in writing by IFGA;
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is false, misleading, or constitutes an unfair or deceptive trade practice;
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promotes the use of alcohol, tobacco, or any illegal substance;
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constitutes a breach of your contractual and/or fiduciary obligations or an invasion of privacy;
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infringes on any third-party patent, trademark, trade name, corporate name, trade secret, copyright, publicity, or other proprietary or property rights; or
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contains viruses, Trojan horses, worms or other code, scripts, routines, files or programs designed to alter, interrupt, impede, limit or destroy the performance and/or functioning of any software, hardware, or other equipment.
You further agree that any User Submission you provide does not contain any confidential, proprietary or trade secret information of any third party, and will not be treated as confidential by IFGA. IFGA shall have no obligation to store, keep copies of or return any User Submissions. IFGA further reserves the right (but does not have the obligation), in its sole discretion, to modify, delete or remove any User Submission from the Site that it deems to be in violation of the foregoing requirements.
You will be solely responsible and liable for, and will indemnify IFGA and its officers, directors, employees and agents (“Released Parties”) from and against any losses, expenses, liabilities, claims, costs, and damages (“Claims”) arising from your Submission, including, but not limited to, any Claim arising out of breach of this Agreement or any Claim for infringement of copyright, trademark, patent or other proprietary rights.
NO RELIANCE ON INFORMATION
The content on the Site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on the Site.
Although we make reasonable efforts to update the information on the Site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up-to-date.
CHILDREN’S PRIVACY
We are committed to protecting the privacy of children. This Site is not intended or designed to attract children under the age of 18. IFGA will only process personal data of children aged below 18 with the consent of their parent or legal guardian. If we become aware that you are under 18 and are attempting to or have submitted personal information via the Websites without your parent/guardian’s permission, we will not accept such information and we will take steps to remove such information from our records. This may involve us having to access and verify your age and other relevant details.
THIRD PARTY CONTENT
IFGA may from time to time post content supplied by third parties and users (collectively “Third-Party Content”). Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties in the Third-Party Content are those of the respective author(s) or distributor(s) and not of IFGA. IFGA does not guarantee the accuracy, completeness, or usefulness of any Third-Party Content, nor its merchantability or fitness for any particular purpose. Additional disclaimers and limitation of liability are noted below.
LIMITATION OF OUR LIABILITY
The use of the Site and the Content is at your own risk.
Nothing in these terms of use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.
To the fullest extent permitted by law, we, our licensors, and their suppliers, exclude all conditions, warranties, representations or other terms which may apply to the Site or any content on it, whether express or implied, statutory or otherwise.
We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with: (i) use of, or inability to use, the Site; or (ii) use of or reliance on any content displayed on the Site.
If you are a business user, please note that, we will not be liable for: (i) loss of profits, sales, business, or revenue; (ii) business interruption; (iii) loss of anticipated savings; (iv) loss of business opportunity, goodwill or reputation; or (v) any indirect or consequential loss or damage.
If you are a consumer user, please note that we only provide the Site for domestic and private use. You agree not to use the Site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.
Our liability for direct loss arising out of the use of this Site is limited to the total value of the transaction under which the claim arises for any one event or series of connected events, except in relation to liability for death or personal injury, for which no limit applies.
Although IFGA uses reasonable endeavours to maintain the Site, without limiting the foregoing, IFGA, its licensors, and its suppliers make no representations or warranties about the following:
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The availability, accuracy, reliability, completeness, or timeliness of the Content, software, text, graphics, links, or communications provided on or through the use of the Site or any website that may be accessed from it.
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The approval or compliance of any software tools with regard to the Content contained on the Site or any website that may be accessed from it.
When using the Site, information will be transmitted over a medium that may be beyond the control and jurisdiction of us and our suppliers. Accordingly, we assume no liability for or relating to the delay, failure, interruption, or corruption of any data or other information transmitted in connection with use of the Site.
We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.
We assume no responsibility for the content of websites linked on the Site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.
The Site and the Content are provided on an “as is” and “as available” basis and is not intended to amount to advice on which you should rely.
PAYMENT AND PAYMENT PARTNERS
Payment for services on the Site is done using Stripe and Payfast, our payment partners. By using our Site you consent to our use of the payment partners’ services to collect payments and agree to abide by their terms of service. We reserve our rights to change payment partner at any time.
We do not see or retain any of the financial information that you exchange with our payment partners.
PERSONAL INFORMATION
The personal information you submit to IFGA is governed by our Privacy Policy. To the extent there is an inconsistency between these Terms of Use and our Privacy Policy, these Terms of Use shall prevail.
THIRD PARTY SITES
Certain links on this Site may lead to Web sites, Web pages, and resources (“Third-Party Sites”) maintained by third parties over whom IFGA has no control. IFGA accepts no liability or responsibility for any material supplied or contained on such Third-Party Sites or any use of personal information by such third parties. IFGA makes no representation or warranty as to the accuracy or any other aspect of the information on such Third-Party Sites.
INDEMNITY
You agree to defend, indemnify, and hold IFGA, and their officers, directors, employees, agents, licensors, and suppliers, harmless from and against any claims, actions or demands, liabilities and settlements including without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your breach of these Terms of Use.
GENERAL
IFGA are based in the United Kingdom with offices in England. We make no claims that the Site and the Content are appropriate or may be downloaded outside the United Kingdom. Access to the Content may not be legal by certain persons or in certain countries. If you access the Site from outside the United Kingdom, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.
The following provisions survive the expiration or termination of these Terms of Use for any reason whatsoever: Liability, User Submissions, User Submissions — image, video, audio files, Indemnity, Jurisdiction, and Complete Agreement.
JURISDICTION AND APPLICABLE LAW
You expressly agree that exclusive jurisdiction for any dispute with IFGA, or in any way relating to your use of the Site, resides in the courts of England and Wales and you further agree and expressly consent to the exercise of personal jurisdiction in the courts of England and Wales in connection with any such dispute including any claim involving IFGA or their affiliates, subsidiaries, employees, contractors, officers, directors, telecommunication providers, and content providers.
These Terms of Use are governed by the laws of England and Wales without respect to its conflict of laws principles. If any provision of these Terms of Use is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms of Use, which shall remain in full force and effect. No waiver of any of the provisions of these Terms of Use shall be deemed a further or continuing waiver of that provision or any other provision of these Terms of Use.
NOTICE, TAKE DOWN PROCEDURES, COPYRIGHT AGENT
While using our Site if you identify any information that you believe to be infringing copyright, please email us at: info@ifga.pro with all of the following information:
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Identification of the copyrighted work that you believe to be infringed. Please describe the work, and where possible include a copy or the location (e.g., URL) of an authorised version of the work.
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Identification of the material that you believe to be infringing and its location. Please describe the material, and provide us with its URL or any other pertinent information that will allow us to locate the material.
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Your name, address, telephone number and (if available) e-mail address.
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A statement that you have a good faith belief that the complained of use of the materials is not authorised by the copyright owner, its agent, or the law.
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A statement that the information that you have supplied is accurate, and indicating that “under penalty of perjury,” you are the copyright owner or are authorised to act on the copyright owner’s behalf.
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A signature or the electronic equivalent from the copyright holder or authorised representative.
COMPLETE AGREEMENT
Except as expressly provided in a particular “legal notice” on the Site, these Terms of Use and our Privacy Policy constitute the entire agreement between you and us with respect to the use of the Site, and Content.